Legal - What You Need To Know
When Using LoansForStudents.co.uk
By continuing to use this website, we assume that you agree with the terms and conditions we describe on this page. These conditions set out how this site operates and the processes. We ask that anyone who does not agree with the whole or sections of this page, cease using the website and do not apply for products from us.
Changes
We (LoansforStudents.co.uk) reserve the right to make changes and alterations to this site without prior notice. The continued use of this site by you shall be taken as your agreement with any changes.
No changes that are made will have any effect on formal agreements already entered into before the changes taking place.
Third-party products
We sometimes have adverts and products placed on our website that are delivered by third parties. These ads and products are supplied by the likes of Google and are typically based on your browsing habits. We do not have any connection with these adverts or their suppliers and can't give you any guarantees about their quality.
People should do their own due diligence before using any of the services in these adverts as "LoansForStudents.co.uk" can not be held responsible for these items.
As a rule, any advertiser that appears on this site with a regulated product such as loans - will be authorised by the FCA. However, we ask customers to double-check before using them in case one slips through our net.
Admin fees
We do not charge any type of upfront fees, admin or otherwise. We strongly encourage borrowers to stay away from any website or lender that tries to ask for an upfront fee. We have not yet seen any lender payout on a loan when they have asked for a fee. In our experience, asking for payments is a sure-fire way of knowing you are dealing with a rogue website.
Be aware that some sites change the name of their fees, some call it them "admin fees" others call them "first payment upfront". Whatever they call them, if they ask for a fee before you get the loan money - stop communicating with them immediately.
Cookies and web data
We do not collect nor plan to receive this type of data for marketing purposes. We do sometimes use this data to help us speed up the site and to look at trends such as how many of our users now use mobile devices v PC users. None of the data will include any personal data from you or your computer.
Indemnity
You agree not to hold this site responsible for any damages that occur to you by breaching any of the terms and conditions on is the page.
English law
This site uses English law to settle disputes. Jurisdiction for which lies within the English court system. Any claim brought against us can only be made within England.
Loan Terms and Conditions
The actual terms and conditions of the loan offered will be displayed after the application has been processed. This is because the amount requested in the application and / or the status of the individual may change which lender that we work with. In these circumstances, the lender's own Terms and Conditions will be presented to the borrower who will then have the chance to read through and decide whether or not they wish to accept the loan.