Recent News

Welcome to the "Loans For Student" News Section. Student finance is one of the most dynamic areas of finance and there is always new changes that we love to write about for our readers.

Normally finishing university is a big sigh of relief, all the exams are over, the nights upon nights of revision are finished and you have now got an enviable qualification which will enable you to get the job of your dreams – surely the hard work is done and dusted? Well, actually, no. The hard work is just beginning. It…
It may come as no surprise to hear that students are blowing all their student finances on drinking and partying hard – but it appears a new trend for cosmetic surgery is also eating into their very low coffers. Maintenance loans have always been somewhat abused by students whether it be by splashing out on attending numerous parties or splurging…
We all know that flying the nest to head off to University is, for many, an adventure away from home. Almost half a million first-year students packed their bags this year and waved hello to new-found freedom and a seemingly carefree life. But, away from the comforts and structure of home, it can be hard to adjust to joining the…
Owning your own home is something we all aspire to, but the growing gulf between housing ‘haves’ and ‘have-nots’ is leaving young buyers out in the cold. No wonder, with spiralling student debt to the hefty tune of £44,000 – the highest debt levels in the world. As if the challenges faced by first-time buyers aren’t already ample enough, without…
Paying bills can be a real burden. It seems to be a continuous merry-go-round of cash going out, which leaves plenty of people out of pocket and is as frustrating as it is time consuming. Of course, most people will try and manage to pay the bills on time but, unfortunately, sometimes people fail to do so for a variety…
Saturday, 12 November 2016 15:16

Is "Generation Y" really living carefree?

As they’re known, ‘Generation Y’ or ‘Millennials’,are glued to their smartphones, addicted to social media, lazy, self-involved andwho live in a state of perpetual adolescence. We’re not trying to play devil’s advocate here, just questioning if these unflattering adjectives used to paint a less than favourable picture of young people these days is fair. Why do we care, well, because…
Brexit is getting blamed for everything these days. Bad weather, the price of fish; you name it, it is the fault of Brexit. So, with this theme in mind, we thought we’d add another negative bit of Brexit press. To be fair, though, recent figures have shown a 9 per cent reduction in the people applying for university from the…
Thursday, 27 October 2016 15:11

Student Loans Company overcharging students

Over the past five years’ hundreds of thousands of students have been wrongly charged by the Student Loans company. It is estimated that over 300,000 graduates are eligible for refunds after they were over charged by the company, which is government owned. Many students, as well as universities themselves, are questioning how overcharging on such a scale can happen –…
Thursday, 20 October 2016 14:59

How to be a financially savvy student

It’s not easy being a student. It’s common knowledge that for at least three years of your life you will be slaving away trying to get the very best degree all whilst attempting to scrape the pennies together with a view to buying your next meal or hurriedly coughing up over-due rent. It is wise to be scrupulous with savings…
UK universities are missing out on some of the best prospective students because of an ‘immigration status’ problem. Immigrants who have lived in the UK since they were small and have gone through education in this country find that when it comes to applying for a university loan they are denied access because of their immigration status and are therefore…
Friday, 14 October 2016 15:51

Review says loans should replace grants

An expert panel led by Professor Sir Ian Diamond (vice chancellor of the University of Aberdeen) has said that a grant covering students’ tuition fees in Wales should be substituted with a living cost support. In short, the panel ultimately believe that loans should replace the tuition fees grant. Some of the suggestions of the meeting were that; all students…
Wednesday, 12 October 2016 14:25

EU students will not be affected by Brexit

Since the Brexit vote there has been some worry and uncertainty as to how student loans and grants would work for EU citizens applying for university places. This week, however, government ministers have announced that EU students will still be allocated UK university loans - despite the outcome of the referendum - saying that they still wanted international students to…
In the midst of the nations concerns over austerity measures and political uncertainty with the new conservative government, students are concerned and anxious, rightly so, about their current financial situation and where the future will take them. For the Eton boys and elitists who were born with the proverbial silver spoon in their mouthes student life is one big party…
At the beginning of every academic year we see the same old dangers of major banks throwing credit facilities at new students. It has been going on for years and every year we issue a warning about these pratices.  Students will find that bank are falling over themselves to give credit without doing proper checks. We have met some students…
Friday, 21 February 2014 08:54

Saving money on food

Food is a necessity, which is why it’s so easy for shops to reel us in with careful product placement designed to make us spend more. However, you can easily save money on food shopping. Planning is the most effective way of avoiding spending. If you have a meal plan for everyday of the week, you know precisely how much…
It appears there has been a chaotic error in “bedroom tax” (the tax that applies to social housing tenants). Thousands of people are now entitled to get their money back as they were wrongly charged. The loophole are arisen as there was a mistake in the legislating of the bedroom tax, and so it does not actually apply to anyone…
The London School of Economics has come top of the most expensive Universities in the world to study at. It has long been known to have been the most expensive in the UK, but has now been confirmed as the most expensive. The survey took into account everything that a Student would reasonably have (not need) whilst studying. Things like…
Over five billion pounds worth of student loans have been “lost”, because the government has lost track of information about the recipients. Over 300,000 students have either emigrated, returned home to another country, or are still unemployed, meaning that the government cannot collect their debts. And students earning under the current minimum salary of £21,000 are not expected to have to…
Thursday, 21 November 2013 16:56

Student loans while bankrupt?

It may surprise many people but it is a common question that we get asked "can I have a student loan whilst being declared bankrupt?". The very short answer to that is "Yes". Unfortunately though that only actually refers to loans from the student loan company. Other types of finance such as unsecured loans to anyone, including students, whilst they…
Thursday, 07 November 2013 13:51

Bitcoins: the future of the economy?

With current economies fluctuating wildly as the banks see fit, people have come to realize that our modern monetary system might not be the optimal way of handling currency. The ‘bitcoin’ is a recently discovered, fantastic solution to many problems facing our economy, and could revolutionize the way that trading takes place. A person under the name of ‘Satoshi Nakamoto’…
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